frozen lake in Moscow I'd say surviving because I am a tropical girl coming from 30-35 degree Celcius. So yes, this is about surviving such differences in temperature. I spent my whole life in a tropical country then I have to be in a -20 celcius, not an easy situation. Obviously, I came prepared. I have been in a 0 celcius and learned that double triple layering is the right answer. Moscow has heater that runs nonstop since the beginning of (probably, I dont remember) November until early May. So you technically can not turn it off or on. Many days it gets too hot inside. Going to the mall in Moscow got me super sleepy and tired because it feels most of the time like in Sauna. So, double triple layering in Moscow is the right thing to do. November temperature usually started to feel chilly, still not lower than 0. December will get colder can be minus. But January and February are the coldest season. This year dropped to -20 (that I can remember). The average temperature wa...
"Wah emas lagi tinggi nih, gw jual gimana?" "Trus kalo dijual mau dialokasikan kemana dananya? Udah tertarik saham?" "Nggak juga sih, ya buat beli emas lagi aja ntar kalo udah turun" Lak mbulet ae koyok entut 😂 Investasi itu bukan perihal ikut-ikutan lho. Ya gapapa ngikut investasi tapi pastikan profil resikonya sesuai dengan diri sendiri. Jangan pernah samakan profil resiko kamu dengan orang lain. Kalau ada yang nanya gw selalu tanya profil resikonya apa dulu. Masa iya yang konservatif langsung investasi saham? Ya mabok 😅 Ada tiga jenis profil resiko: konservatif, moderat, progresif. Sesuai namanya, konservatif ya yang nggak mau terlalu beresiko. Maunya hidup tenang, tidur nyaman, nggak dihantui mimpi "Woi investasi lu lagi turun, jual-jual sana daripada makin rugi lhoooo." Biasanya jenis ini maunya yang pasti-pasti aja macem deposito. Tentu saja sesuai prinsip investasi, kalau maunya yang aman yaaaa return juga baliknya dikit. ...