frozen lake in Moscow I'd say surviving because I am a tropical girl coming from 30-35 degree Celcius. So yes, this is about surviving such differences in temperature. I spent my whole life in a tropical country then I have to be in a -20 celcius, not an easy situation. Obviously, I came prepared. I have been in a 0 celcius and learned that double triple layering is the right answer. Moscow has heater that runs nonstop since the beginning of (probably, I dont remember) November until early May. So you technically can not turn it off or on. Many days it gets too hot inside. Going to the mall in Moscow got me super sleepy and tired because it feels most of the time like in Sauna. So, double triple layering in Moscow is the right thing to do. November temperature usually started to feel chilly, still not lower than 0. December will get colder can be minus. But January and February are the coldest season. This year dropped to -20 (that I can remember). The average temperature wa...
Kotal amal di ICRC museum, Geneva - 2019. Jangan pernah tergiur dengan ajakan, "Ayo sini invest ke gw, dapet return 10% lho perbulannya. Ntar gw beliin lu saham, nah lu tinggal tunggu aja pasti dapet return 10% tiap bulan. Enak kan? Nggak ngapa-ngapain tapi duitnya berkembang. Bukan investasi bodong ini. Serius kok, masa ga percaya sih? Kan gw temen lo, mana ada temen boongin temennya?" Temen boongin temennya itu... ya banyak . Apalagi masalah duit. Tidakkah anda familiar dengan skenario yang hutang lebih galak daripada yang ngasih pinjaman? Ngomong-ngomong nih, makin lama makin banyak orang yang investasi. Itu bagus banget. ORI07 aja kejual melampui target lho. Bukti bahwa kita udah lebih membuka mata dan diri terhadap investasi. Memulai investasi saham itu gampang kok, nggak seserem yang dibilang orang-orang. Tapi rawan terjungkal kalau nggak paham apa itu saham dan bagaimana cara saham bekerja. Iya betul, memang investasi saham bisa membawa untung yang bahkan lebih dari ...